Fabulous owner-user or partner perfect Duplex in prime Bernal Village - beautifully located above Cortland & below top of Bernal Hill! Upper-level home an updated 3Bd/1Ba flat, newer Kit & Bath, hi ceilings, h/w flrs, newly carpeted bedrooms, & fabulous walkout sun deck. Lower-level home an extensively renovated 2Bd/1Ba flat also with newer Kit & Bath, gleaming h/w flrs & private walkout patio. Both homes feature in-unit laundry with separate washers & dryers, modern Kits w SS apps, slick contemporary quartz & granite counters, deep farmhouse style sinks, & gleaming Baths freshly tiled w luxurious large floating sinks. Deep garage may fit two smaller cars, certainly room for bikes & storage. Edwardian heritage with a contemporary soul, sporting the utmost in convenience for the modern lifestyle. Perfect for TIC partners, an owner-user interested in premium market rate rent to offset ownership expenses, or a savvy investor looking to maximize rental income at a very accessible price point. Close to the coffee shops & restos of Cortland Ave & the top of Bernal Hill. Convenient transport options include MUNI to 24th St BART & Highways to the South Bay & Downtown.