A proud San Francisco native, Denise Oldfield has had the privilege of living and working across some of Northern California’s most vibrant communities.
Grounded in strong family values, she brings a people-first approach to her work—building trust and turning client relationships into lasting friendships.
With more than 20 years of experience in the mortgage banking industry, Denise has established herself as a top-producing loan officer, partnering with some of the most respected mortgage bankers and financial institutions in the nation.
She holds an active National Multi State Licensing MLOs #1037190 and is also a licensed Realtor® DRE #01968700. This dual expertise gives her clients a unique, well-rounded perspective on both the lending and real estate sides of the transaction.
Deeply knowledgeable in real estate and financial markets, Denise is passionate about staying ahead of industry trends. Her commitment to continued education ensures she delivers up-to-date insights and a competitive edge to every client experience. While she leverages the latest technology, her service remains rooted in core values: commitment, integrity, and discretion.
Every home she represents gains global exposure through Vanguard Properties, one of the most respected and recognized brands in real estate. Whether helping clients find their dream home or secure the right investment, Denise takes pride in facilitating smooth, strategic, and successful transactions.
She welcomes the opportunity to connect and is always available for personalized consultations